Your Florida Mortgage Specialists

Vacation Home Mortgage Options

Guild Mortgage Inlanta loves helping people escape to vacation homes with highly competitive second home mortgages. Florida homeowners are lucky to live in such a gorgeous state with a plethora of vacation home options available in beautiful settings. Hot properties for Florida vacation homes-away-from-home include a wide variety of inland lakes and oceanfront properties to choose from, either on the Atlantic side or along the Gulf of Mexico.

Vacation real estate in Florida is one of the best investment and lifestyle moves you can make. Low downpayment products, low-interest rates, tax advantages, and appreciation of value are just a few reasons to invest in a vacation home. Apart from the immediate benefit of having a place to stay in your favorite vacation spot, the peripheral rewards of owning a vacation home can make the acquisition especially lucrative, especially if you plan to rent the property when you’re not using it.

If you have been thinking about buying a vacation home in Florida but aren’t sure if you’d qualify, you may find the process easier than you think.

Typical Second Home Mortgage Loan Requirements:

  • 10% minimum down payment
  • 620+ Credit Score
  • 45% or less Debt-to-Income Ratio
  • No Recent Bankruptcies or Foreclosures
  • Verifiable Income

Whatever the reason for needing a vacation home mortgage or a second mortgage, the team at Inlanta’s Florida Home Loan Solutions will help you through every step of the process and ensure that you are set up for success on your new investment.

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