We are excited to bring you our new Hybrid Mortgage EClosing. This process allows us to further practice social distancing by having most of the closing documents signed electronically, continuing a smooth and efficient mortgage process. E-documents are reviewed in advance with any questions answered and the time spent in-person at the title company is greatly reduced.
If you want to learn more about how this works contact us today.
One of the biggest hurdles that First Time Home Buyers face is saving up for the down payment. There are many misconceptions that home buyers need to have at least 20% down; which can add years to the buying process for the funds to accumulate. When a home is purchased with less than 20% down there is required PMI (Private Mortgage Insurance) that is added to the monthly mortgage payment.
Paying PMI may be in the best interest of many first time home buyers due to the rising interest rate and home price environment we are currently facing. Additionally, as a new home owner they can begin to build equity immediately instead of waiting for years to have the 20% down payment saved up. Read the rest of this entry »
There are many advantages to becoming a homeowner in 2020. We are sure you have seen the news, interest rates have dropped to all-time lows once again, making homeownership more affordable than many rising rent payments. When considering buying a home you want to evaluate your current circumstance and stage in life. Buying a home is not always right for each situation. Read the rest of this entry »
The tax season is well underway. If you are receiving a refund, have you planned what you are going to do with it? Utilizing your tax refund towards the purchase of a new home is a great long-term investment. Typically, there is a minimum down payment of 3.5-5% on the purchase of a primary residence. The thought of this large down payment is one of the biggest challenges for home buyers to overcome.
One benefit of tax season is being able to utilize your IRS or State tax refund for a down payment. In some cases a refund is also helpful to pay off outstanding debts or credit cards to improve credit or qualify for a larger mortgage. The most important step is start a conversation, where we can review your situation to know the best way for you use your refund and get you closer to a new home. Read the rest of this entry »
Get a custom review of your current mortgage quote to ensure you are in the best mortgage for your individual situation. Mortgage quotes are not all created equal. It is important to take into account your goals today as well as in the future. Check your current mortgage quote now! Read the rest of this entry »
Inlanta’s Florida Home Loan Solutions is happy to say “there’s an app for that!” with the release of its robust “IMhome” app, which features mortgage calculators and homebuyer guide information. Are you a first-time home buyer wondering what kind of mortgage payment you can afford? Maybe you’re in the market to refinance your home, and want to run some scenarios. Or you’re ready to move up to your dream home and would like to see what’s involved in getting a Jumbo mortgage.
You can run scenarios for different types of mortgages, and save your calculations. The app will also allow you to upload documents if you decide to apply for a home loan, and will keep your communications organized with its simple, easy-to-use interface. Read the rest of this entry »
Inlanta’s Florida Home Loan Solutions recently had the pleasure of helping a local veteran on his quest for homeownership through the VA Mortgage program. Bryan has elected to share his story to raise awareness of the challenges vets face in financing homes and re-entering civilian life. If you know someone his story can help, please share this article.
So, you’ve recently graduated from college and your world is unfolding. Maybe you’ve finally landed a good job in your field and are thinking about buying a new car or getting a nicer apartment, one with a view.
Stop right there, says Jonathan Arnold, manager of Inlanta’s Florida Home Loan Solutions.
Your future self would like a word with you.
“We get so many calls from recent grads with student loans. After about 10 minutes of discussion, a scenario emerges: The caller has high loan repayments, car debt, credit card debt and zero in a 401k. This is where we try to explain how home ownership fits into the overall picture as it relates to their 20, 30 and 40-year positions in the world,” Arnold says. “So many lose opportunities to establish financial stability between the ages of 20 and 30. If only they could hear the advice their future selves would give.” Read the rest of this entry »
Know Which Home Renovation Loan Suits Your PlansBy: Inlanta’s Florida Home Loan Solutions Team
The spring real estate market is ramping up in Florida, and for some, there’s no better time to consider a major home improvement project. In a hot market, there are many reasons why home renovation loans such as Homestyle and FHA 203K become popular. The team at Inlanta’s Florida Home Loan Solutions can help you find the perfect fit to finance your feng shui, depending on your needs, goals and current financial circumstances. We’ll take a look at different scenarios, including the benefits of home renovation loans in general.
5 Ways to Love Your HomeSo, you’ve found your dream home – or at least the one with the potential to be your dream home. However, you may be feeling like something is “missing” or that your house just doesn’t feel like a home yet. Like any good relationship, the feelings you have about your home will ebb and flow, but you don’t have to abandon ship if you’re not feeling the love right now! We’ve put together a list of 5 ways you can put some love back into your home and fall in love with it all over again.
Display photos of your favorite memories with family, friends, and/or your significant other. Paint an accent wall in your favorite color, or use that color in your accessories. Create an art gallery to display your kids’ artwork in a creative fashion. Showcase your Star Wars lightsaber collection (or any of your other favorite collectibles). Whatever makes you, you, give it its own special place in your home where you will see it regularly. Adding a personal touch goes a long way in making your home feel like your own.