Florida Mortgage News from Florida Mortgage Lender Inlanta

Free Mortgage Calculators and Affordability Calculator with New Inlanta “IMhome” App

November 28th, 2017 by Ima Admin

Inlanta’s Florida Home Loan Solutions is happy to say “there’s an app for that!” with the release of its robust “IMhome” app, which features mortgage calculators and homebuyer guide information. Are you a first-time home buyer wondering what kind of mortgage payment you can afford? Maybe you’re in the market to refinance your home, and want to run some scenarios. Or you’re ready to move up to your dream home and would like to see what’s involved in getting a Jumbo mortgage.

You can run scenarios for different types of mortgages, and save your calculations. The app will also allow you to upload documents if you decide to apply for a home loan, and will keep your communications organized with its simple, easy-to-use interface. Read the rest of this entry »

5 Reasons You Should Purchase Your Home Over the Holidays

November 13th, 2017 by Inlanta Staff

1. Less Competition

The holidays are a busy time, meaning you will find fewer Real Estate transactions taking place. The advantage of fewer people shopping for a home is less competition and multiple offer situations. For an upper hand make sure to get a copy of Inlanta’s 5 Secrets to Winning in a Tight Real Estate Market.

2. Sellers Are Motivated

People who are selling their home during the holidays tend to be more motivated. If the home has been on the market for some time prior to the holidays they may be even more eager to sell. Use this urgency to your advantage to negotiate a fair offer with the sellers. Read the rest of this entry »

Inlanta’s Florida Home Loan Solutions Helps Veteran Journey to Homeownership

October 17th, 2017 by Ima Admin

Bryan Heath and his wife Danielle outside of their new home in West Michigan

Inlanta’s Florida Home Loan Solutions recently had the pleasure of helping a local veteran on his quest for homeownership through the VA Mortgage program. Bryan has elected to share his story to raise awareness of the challenges vets face in financing homes and re-entering civilian life. If you know someone his story can help, please share this article.

The Plight of Veterans

Homeless Vets: According to the National Coalition for Homeless Vets, the national average of veterans homeless on a given night is 39,471. Meanwhile, another 1.4 million vets are considered at risk of homelessness due to poverty, lack of support networks, and dismal living conditions.
Traumatic Brain Injury and Post Traumatic Stress Disorder: According to Wounded Warrior, there are currently 433,000 veterans who suffer from Traumatic Brain Injury, and 13.8% of veterans who will be diagnosed with PTSD.
Suicide: According to an updated 2016 Study by Veteran Affairs, an estimated average of 20 veterans commit suicide per day in America – representing 18% of all suicides. A growing body of research suggests that stable housing may help reduce stress, which is an important aspect of suicide prevention.
Substance Abuse: While there is no definitive national statistic currently available, various studies suggest that substance abuse affects anywhere from 15% to 39% of the veteran population who served in Afghanistan and Iraq, and that substance abuse is on the rise.
Where to get help: Veterans Crisis Line offers text, chat and phone support plus features an online database of where to get direct assistance. Visit https://www.veteranscrisisline.net/

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Mortgages for Grads With Student Debt: 5 Tips From Your Future Self

July 31st, 2017 by Ima Admin

So, you’ve recently graduated from college and your world is unfolding. Maybe you’ve finally landed a good job in your field and are thinking about buying a new car or getting a nicer apartment, one with a view.

Stop right there, says Jonathan Arnold, manager of Inlanta’s Florida Home Loan Solutions.
Your future self would like a word with you.

“We get so many calls from recent grads with student loans. After about 10 minutes of discussion, a scenario emerges: The caller has high loan repayments, car debt, credit card debt and zero in a 401k. This is where we try to explain how home ownership fits into the overall picture as it relates to their 20, 30 and 40-year positions in the world,” Arnold says. “So many lose opportunities to establish financial stability between the ages of 20 and 30. If only they could hear the advice their future selves would give.” Read the rest of this entry »

Get the Guide: Know the Score on Your Credit Score

June 27th, 2017 by Ima Admin

It’s one thing to know your numbers. It’s another to know what those numbers mean. Inlanta’s Florida Home Loan Solutions has just published a handy guide, “Understanding Your Credit Score,” to help consumers learn the ins-and-outs of credit scores and the impact on mortgage rates and program eligibility.

“Credit reporting is counter-intuitive. Often, it’s the solid, steady folks who are shocked to learn that while they may have managed their money admirably, their credit scores are quite a bit lower than they could be, and therefore their interest rates may be higher,” says Jonathan Arnold, Branch Manager of Inlanta’s Florida Home Loan Solutions. Read the rest of this entry »

Jonathan Arnold: Meet The Mind Behind The Mortgage Model

May 4th, 2017 by Ima Admin

Jonathan Arnold (Left) of Inlanta’s Florida Home Loan Solutions received the Michigan Mortgage Lender Association’s (MMLA) Rising Star award.

How do you turn the experience of buying a first home into a lesson in leverage and the power of investment? According to Jonathan Arnold, you teach your buyers to fish.

“I want to help people invest in real estate and build security. I am passionate about empowering people with information,” Arnold said. “Our industry has not always been as transparent with consumers as I’d like.”

Arnold is the branch manager for Inlanta’s Florida Home Loan Solutions, specialists in FHA and VA home loans, as well as Conventional, Home Renovation, and a full lineup of innovative mortgage products. He was recently fêted by the Michigan Mortgage Lender Association as a Rising Star during a ceremony held May 2nd.

How Arnold is Disrupting the Mortgage Industry

Considered by many in the industry to be a maverick in his approach to team-building, Arnold modestly shrugs off the accolades but becomes animated when discussing the root of his twin passions: changing the way that mortgages are processed by ‘pairing the talent to the task,’ and devoting resources to educate his clients. Read the rest of this entry »

Home Renovation Loans: Homestyle & FHA 203K Guide

April 7th, 2017 by Ima Admin

Know Which Home Renovation Loan Suits Your Plans

By: Inlanta’s Florida Home Loan Solutions Team

The spring real estate market is ramping up in Florida, and for some, there’s no better time to consider a major home improvement project. In a hot market, there are many reasons why home renovation loans such as Homestyle and FHA 203K become popular. The team at Inlanta’s Florida Home Loan Solutions can help you find the perfect fit to finance your feng shui, depending on your needs, goals and current financial circumstances. We’ll take a look at different scenarios, including the benefits of home renovation loans in general.

4 Benefits of Home Renovation Loans

Low down payments available
Ability to wrap in all renovation costs into the loan
Good interest rates
Mortgage interest is tax deductible; other types of loans aren’t

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Florida Mortgage Company Introduces Doctor Home Loan Programs

April 1st, 2017 by Ima Admin

Image of doctor representing Florida Mortgages for Doctors - Physicians Inlanta’s Florida Home Loan Solutions is excited to announce its new Doctor Loans program! It is no secret that doctors take on a lot of student loan debt to pay for medical school. If you are one of these everyday superheroes, you may be experiencing difficulty achieving your dream of homeownership as a result. Have no fear – Inlanta is here to help! We now have two loan options for qualified borrowers through our Doctor Loans program, designed with your unique needs in mind.

Our new program includes low down payment requirements, from 3% – 5%, and can exclude deferred student loan debt from calculations, which extends your buying power. The program is designed to cover medical, dental, and orthodontic professionals. We are able to use new contracts to assist in qualification if you will start your contract within 60 days of close.

Read more to learn the program options and specifics or contact us for a personalized review of your eligibility.

Get Information on Doctor Loans

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Get the Guide: 5 Secrets to Winning in a Tight Real Estate Market

March 13th, 2017 by Ima Admin

an image of the article written by Grand Rapids mortgage lender Jonathan Arnold on winning real estate bids
Jonathan Arnold, Branch Manager of Florida Home Loan Solutions with Inlanta, has written the definitive guide to help prospective homeowners find their dream homes and win their bids in the most competitive real estate market in Florida history.

“It’s unbelievable. The real estate market isn’t waiting for anyone. It’s full speed ahead,” Arnold said.

The region’s real estate market, ranked No. 4 in a recent survey of the nation’s hottest housing markets by Trulia.com, saw 13,593 single family homes exchange hands last year, a 3.7 percent increase over 2015. But the “hot” market also means a serious shortage of inventory that has would-be home-buyers scrambling to outbid the competition. Inventory is lower than ever..

If you’re ramping up to find your dream home or vacation property, you’ll want expert help to get the jump on the competition. Follow this link to read and download his guide.

5 Ways to Love Your Home

March 13th, 2017 by Ima Admin

5 Ways to Love Your Home

So, you’ve found your dream home – or at least the one with the potential to be your dream home. However, you may be feeling like something is “missing” or that your house just doesn’t feel like a home yet. Like any good relationship, the feelings you have about your home will ebb and flow, but you don’t have to abandon ship if you’re not feeling the love right now! We’ve put together a list of 5 ways you can put some love back into your home and fall in love with it all over again.

Make it personal.

Display photos of your favorite memories with family, friends, and/or your significant other. Paint an accent wall in your favorite color, or use that color in your accessories. Create an art gallery to display your kids’ artwork in a creative fashion. Showcase your Star Wars lightsaber collection (or any of your other favorite collectibles). Whatever makes you, you, give it its own special place in your home where you will see it regularly. Adding a personal touch goes a long way in making your home feel like your own.

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